403b Plan

403(b) Retirement Savings Plan

The Hamilton County School System offers a 403(b) Tax Sheltered Annuity Plan for all employees.

A 403(b) allows employees to make elective deferrals towards a retirement plan (these are contributions made under a salary reduction agreement). The employer withholds money from the employee’s paycheck to contribute directly into a 403(b) account. The employee does not pay taxes on these contributions until the money is withdrawn, usually after the employee retires.

The limit on elective deferrals for 2020 is $19,500 unless you reach 50 years of age during the year in which case you would be eligible to contribute an additional $6,500. Deferrals may not exceed 100% of your wages. Refer to the Tax Sheltered Annuities document below for the list of participating companies that provide annuities or funds available to payroll deduct tax deferred money for retirement savings. Contact the vendor of your choice for more information. The vendor will assist you with the process of setting up a payroll deduction and will assist you with any questions you may have.

2024 Universal Availability Notification

403b Distribution Instructions


Participants may only make contributions to the following vendors:

Corebridge Financial

Jeff Bronner 
(865)250-2495
[email protected]


Horace Mann


Annie Adams
(423) 855-9100
1420 S. Moore Road #B 
Chattanooga, TN 37412
Email and Website

Voya (formerly Reliastar and ING)


Clifford Gould Rep.
(423) 843-2517
(423) 503-7480 (cell)
1225 Ashes Avenue
Soddy Daisy, TN  37379
[email protected]
[email protected]

Wesley Coxwell Rep.
(423) 227-2599
(423) 521-6377 (fax)
[email protected]



Security Benefit (formerly NEA Valuebuilder)

Tyson Asay Rep.
(423) 355-5077
(801) 518-7506 (cell)
[email protected]

Luane Culpepper Rep.
(423) 756-4993
[email protected]




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